It is often said that very few of us will earn enough in our lifetime to retire by simply saving. We are often told that the money we save simply cannot keep pace with inflation - let alone, grow.
For such reason, majority of Filipinos need to take some risk to let our money grow - in the form of investment. Investing is a tried and tested way of reaching our respective financial goals and become financially independent. And there are lots of different ways to make (more) money by investing.
But unfortunately, not all of them have a good chance of working out as planned.
What is a good investment?
A good investment is one that fits your financial goals, risk tolerance, and yes, makes money. To find that good investment, you should first identify your goal/s, determine budget, and work to identify assets that have the potential to grow.
One must also be keen enough to know or be ready to listen to experts on the difference between a good investment opportunity and a bad one for it comes down to the probability of success and the level of risk.
Is a home a good investment?
Many people don’t think of their home as an investment vehicle. Unless, it’s a property you plan to rent out or fix-and-flip, you might think a house is just a place to live.
But the truth is, your home is an investment in many ways.
You’ll be putting a lot of money into the property — and its value can rise or fall with the economy. Plus, unlike renting, a house helps you build wealth. Many experts also believe buying a home is a great investment because it’s a fairly safe place to put your money, and home values generally increase over time.
So, is buying a home the right financial decision for you? That all depends on your goals.
Address VS Location
While the key to any property investment is “Location, Location, Location,” the address can probably make the stakes even higher. There is a premium depending on the lifestyle it affords, the comfort it offers and the security it guarantees.
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Address is referencing the particulars of a place where either someone lives or a business is located. Location is referencing a specific place or position. Although location is a big factor, an address can be more discerning, specific, and quantitative.
It also shows the trust and confidence you have in the development and your solid belief to the reputation of its builders. Over-all, an address and its attributes play importance to its soundness of the property and an indicator of good return of investment.
An Ideal Address in a Strategic Location: Parc Regency Residences
With more than 20 years of experience in building communities across the country, PRO-FRIENDS ( Property Company of Friends, Inc. ) has already made a mark and proved itself to the Ilonggos.
Parc Regency Residences is PRO-FRIENDS' flagship project in Iloilo and has transformed the lives of 3,000 families since 2007 because of the trust that it earned from the Ilonggo community. Situated in the bustling town of Pavia, Iloilo, Parc Regency Residences is a 65-hectare subdivision in Brgy. Ungka Dos offering quality and spacious homes to the Ilonggos.
Parc Regency offers two-storey, single-attached homes positioned within a growing community. Its house models – Stephanie, Madelyn, Olive, and Amanda – provide residents a perfect option where they can definitely grow their families in love and harmony. Each house model has its own distinct features that surely fits in the lifestyle of the Ilonggos.
To promote both healthy relationships and a healthy lifestyle among its residents, it also features green spaces like linear parks and courtyards all-over the subdivision.
The community has also amenities which include a basketball court, a clubhouse, and a swimming pool where residents can gather with family and friends.
And as a gated community, Parc Regency Residences also its own 24/7 security to maintain peace and order within the community. Finally, its proximity to the airport, transport terminal, schools, hospitals, churches, malls, and other future developments promises a long-term value appreciation.
What makes Parc Regency Residences a Good Investment
Parc Regency Residences is a thriving neighborhood making up Pavia's prime and largest residential development. Considered as the choice address of its proud residents, it offers every homeowner not only the benefits that comes with living in a safe and conveniently located community but also a valuable investment.
1. Booming Town of Pavia
Touted as the fastest-developing town on Panay island, the municipality of Pavia is strategically located between Iloilo City and the Iloilo International Airport. It is also part of the Metro Iloilo Guimaras Economic Development Council (MIGEDC) which oversees the development of the metro area.
The town is also at the crossroads of two major thoroughfares - Sen. Benigno Aquino Jr. highway (all the way to the Iloilo airport and central towns) and the Corazon C. Aquino (to the major seaport and northern towns), both also connecting to Iloilo City.
On-going and partially-opened flyovers along these two roads are set to make travel faster and more convenient.
The Iloilo Flood Control Project, which siphons out the waters of Tigum and Aganan rivers passing through Pavia, has greatly reduced flooding in town to nearly zero in the past decade. Residents still remember the 2008 devastation brought by Typhoon Frank, which Pavia was severly affected.
From then on, it has seen a major commercial and industrial development and this "boomtown" tag alone is already a key indicator of how location and address make Parc Regency Residences a good investment.
2. The "Commercial" Factor
Pavia saw the opening major commercial establishments within the past 5 years. Most noticeable of which is rise of three malls - Robinsons Place Pavia, GT Town Center and Citymall Ungka, complementing its rapid residential growth.
Being a pioneer developer in town, Parc Regency Residences has its very own access road to the main highway, Parc Regency Avenue - providing its residents a faster and nearer access to these big three commercial centers.
It even has its very own subdivision-based transport services to and from GT Town Center. And it's proximity to two of the biggest transport terminals in Iloilo, eases the travel connectivity convenience to the city and other parts of Iloilo.
The mushrooming of commercial establishments, whether big or small, around the vicinity is a testament of how land is utilized to keep up with the developments as well as keeping investors look out for its potentials.
3. Industrial "Evolution"
Pavia was declared the Regional Agro-Industrial Center decades ago. Now, aside from already established industries like manufacturing, logistics and general services in the municipality, the IT - BPO sector is set to make it presence felt as some call centers have started operations and some are set to open.
The biggest of which is the Robinsons Cybergate Center Iloilo with a planned 3-tower complex (rumored to be 5 eventually), with one tower (and more soon) now occupied by Telus which will employ at least 2,500 BPO employees in the future.
Meanwhile, Iloilo Gateway and Cyberscape in Brgy. Mali-ao has been declared as Iloilo province's first PEZA eco-zone also hosts an IT BPO center and plans for further expansion in its economic investments.
The evolution of industries has transformed Pavia, the smallest municipality in terms of land area, into a behemoth when it comes to industrial development.
4. Increased Property Value
All the above factors have contributed and will continue to contribute to the increasing property value of Parc Regency Residences year after year.
In fact, a 2019 Stephanie house model bought at a pre-pandemic value of around PhP 1.9M has almost doubled its value today - currently at PhP 3.7M, a proud a KaParcmilya reveals. He also said that with the completion of the Ungka (and the upcoming Aganan) fly-over, he's going to have new neighbors very soon.
One, who previously bought a house but deferred moving-in because of the traffic congestion in Pavia, but now eased by these infrastructure projects. And the other - a new buyer impressed by the very strategic location and with almost everything just within reach just outside the gates and walking distance too!
Even throughout the pandemic, Parc Regency Residences maintained or even inceased its value given its location near commercial and industrial areas of boomtown Pavia.
Vision of Progress
Since its founding in 1999, Pro-Friends has stayed true to its promise in "Creating Communities, Transforming Lives."
As early as 2007, Pro-Friends had envisioned the potential of Pavia, Iloilo, when its founder and chairman, Guillermo Choa and former Mayor (and eventual Congressman of Iloilo's Second District) Arcadio Gorriceta were looking over hectares of rice fields of Brgy. Ungka Dos. With the developer's trust and vision plus the LGU utmost support, Pro-friends established Parc Regency Residences and the rest was history.
And beyond developing safe and convenient communities, the company was able to transform the lives of its residents by providing varied choices for their dream homes - in a safe and quality community.
A community, for which any resident, can truly be proud of.
Know more about Parc Regency Residences by logging on to https://www.parciloilo.com. Also, check it out on social media on its Facebook page: https://www.facebook.com/parcregencyofficial.